A South African family together

Trusted financialsolutions builtfor you

Short-term loans from R500 to R8,000. Apply online, assessed the same day, no medical exam required.

Regulated providerNCRCP22194 · FSP 51068

NCR Registered

NCRCP22194

FSP Licensed

FSP 51068

Same-Day Payout

Subject to approval

No Medical Exam

Funeral cover

MINC Loans

Short-term loans for
salaried South Africans

Apply online in minutes. Applications are assessed the same day, and approved funds may be paid into the client’s account before close of business.

  • Loans from R500 to R8,000, subject to affordability
  • Same-day application assessment
  • Same-day payout upon approval
  • Secure online application
  • Responsible, NCA-compliant lending
NCR Registered Credit ProviderResponsible LendingSecure Online Application
Applying for a MINC loan

Loan range

R500 – R8,000

Why MINC

Regulated. Transparent.
Trusted.

Fully Regulated

NCR registered (NCRCP22194) and FSP licensed (51068). Every product and interaction operates within strict regulatory frameworks.

Fast & Transparent

Same-day loan payouts. Fees disclosed upfront. No hidden charges. Financial services done honestly and simply.

Community First

Proudly South African. Serving our community with dignity. Our funeral cover carries one promise — A Legacy of Care.

Client Testimonials

Trusted by families across South Africa

I needed money urgently for a family emergency. MINC approved my loan the same day and the money was in my account by afternoon. Very professional service.
T

Thabo M.

Soweto, GP · Short-Term Loan

When we lost my mother, MINC was so supportive. The claim process was smooth and they helped us every step of the way. I will never be without this cover.
N

Nomsa D.

Randburg, GP · Funeral Cover

Applied online, was called by a consultant within hours. The requirements were clear and the whole process was simple. Will use MINC again.
S

Sipho K.

Johannesburg, GP · Short-Term Loan

Affordable premiums and great cover for the whole family. I added my parents and in-laws on the same policy. Peace of mind at a price I can afford.
Z

Zanele P.

Pretoria, GP · Funeral Cover

Fast, transparent, and no hidden fees. The consultant explained everything clearly before I signed. Exactly what I was looking for.
L

Lerato F.

Midrand, GP · Short-Term Loan

MINC helped my family get proper funeral cover after we were quoted ridiculous prices elsewhere. Their plans are fair and the staff are friendly.
B

Bongani T.

Alexandra, GP · Funeral Cover

Have questions?

Browse our frequently asked questions about loans, funeral cover, requirements, and more.

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Get started

Ready to take
the next step?

Apply online in minutes or visit us at Oriental Plaza, Randburg.

Regulated providerNCRCP22194 · FSP 51068
Shop 162, Oriental Plaza, Hill Street Mall, Randburg
Mon–Fri 08:00–16:30 · Sat 09:00–13:30
CX Desk: 079 233 9779
Loans WhatsApp: 072 058 4134