Fast loans for salaried South Africans
Short-term loans from R500 to R8,000. Apply online, get assessed, receive your funds the same business day.
Three simple steps
Apply Online
Complete the secure online application form with your details, employment info, and documents.
Get Assessed
Our consultants conduct a credit check and NCA-compliant affordability assessment.
Receive Funds
If approved, funds are transferred to your bank account the same business day.
What you need
- South African ID document
- Latest payslip
- 3 months bank statements
- Active bank account
- Active cellphone number
- Proof of employment
- Must not be under debt review
Why choose MINC
Same-Day Payout
Receive funds the same business day, subject to approval.
Responsible Lending
NCA compliant. Affordability assessments protect every client.
Fast Application
Complete your application online in minutes. No branch visit.
WhatsApp Support
Consultants available on WhatsApp throughout the process.
Flexible Amounts
Borrow between R500 and R8,000 based on affordability.
Dedicated Consultants
Every application handled by a dedicated MINC consultant.
MINC Loans operates in accordance with the National Credit Act (NCA) and promotes responsible lending. All applications are subject to affordability assessments and credit checks. NCR Registration: NCRCP22194.
Frequently asked questions
Who qualifies for a MINC Loan?
Salaried South Africans with a valid SA ID, proof of employment, and active bank account. You must not be under debt review.
How much can I borrow?
MINC offers short-term loans from R500 to R8,000, subject to affordability assessment and approval.
How quickly will I receive my money?
If approved, funds are disbursed the same business day.
What documents do I need?
Your SA ID, latest payslip, 3 months bank statements, and proof of employment.
Will my credit be checked?
Yes. All applications are subject to a credit check and affordability assessment in accordance with the NCA.
Is MINC registered with the NCR?
Yes. MINC is registered with the National Credit Regulator: NCRCP22194.
Ready to apply?
Complete your application online in minutes.